How much should your household receive for an ordinary month?

Use recent bank and card summaries. Include recurring spending and exclude the irregular items entered next.

Enter amounts in US dollars. Dollar signs and commas are accepted, including cents—for example, $6,000.50.

After changing an entry method or schedule, use Refresh choices to show its fields without saving. Then enter the details and save.Refresh choices

When should this 12-month plan begin?

October 2026 November 2026

Each choice represents a full planning month. Choose next month if this month is already partly complete.

Changing the start keeps your entries and requires you to review their dates, balances, and tax assumptions. Previously saved results do not change.

Choose the easiest way to enter your spending

Quick total Add six monthly categories

Quick total

Ordinary monthly spending Use the amount your household needs in an ordinary month. Enter larger or occasional expenses on the next screen.

How confident are you in this amount?

Where to find it: review 12 months of bank and credit-card summaries, then remove one-time items you will enter separately.