Create Your FI Paycheck
Turn your annual plan into money you can live on each month
This builder creates a predictable household payday, a reserve target, and a 12-month schedule for income, irregular expenses, taxes, portfolio cash, and planned sales.
Gather these first
- Your ordinary monthly spending and the larger expenses that occur during the year.
- Recent benefit or income statements showing payment amounts and timing.
- The cash currently available in checking, savings, or a portfolio settlement account.
- An annual tax estimate or a percentage you use for tax set-asides.
Most households can complete this first version in about 15 to 25 minutes. Good estimates are useful, and uncertain entries remain visible in the result.
What this tool does
It shows how money reaches your spending account. It does not determine whether the spending level is sustainable, select investments to sell, or provide a complete tax projection. Use the FI Plan Stress Test separately when the long-term spending decision still needs to be tested.