Property decision stress test · production-testing pilot
Rent out or sell?
Compare what each path could leave you, whether a disruption would strain your cash, and who will carry the responsibilities.
A decision you can revisit
Complete six screens covering the property, mortgage, selling, rental income and costs, cash intentions, and review. Adjustable starting assumptions and stress cases are supplied. See a useful first comparison before refining evidence, timing or household responsibilities. Each Continue saves your answers; completed results remain unchanged when you update.
This version supports one US whole-home long-term rental, with a fixed-rate amortizing mortgage or no loan, over 12 to 120 months, including one, three, five and ten years.
Your answers stay linked to this browser for up to 30 days. Sign in by email to view results and return on another device. You will choose whether to receive the newsletter before your first result.
Start with the estimates you have
Use one monthly operating expense total and keep sale-tax estimates Unknown if you do not have them. Optional refinements are available after your first result. Your first-pass result will show what is calculated, what needs more evidence and what could prevent either path from working. Nothing is assumed to be certain because a range is missing.
The saved decision brief brings the financial direction, cash dates and practical constraints together. Open the detailed sections when you need the full arithmetic and evidence, or download the complete PDF.